{"id":268,"date":"2017-12-07T03:10:40","date_gmt":"2017-12-07T03:10:40","guid":{"rendered":"http:\/\/www.tymfund.org.vn\/?page_id=268"},"modified":"2026-05-05T11:20:54","modified_gmt":"2026-05-05T04:20:54","slug":"our-advantages","status":"publish","type":"page","link":"https:\/\/tymfund.org.vn\/en\/our-work\/our-advantages\/","title":{"rendered":"Our Advantages"},"content":{"rendered":"<p>Applying the Grameen Bank model of Bangladesh, and through more than 30 years of establishment and development, TYM has built its own distinctive approach dedicated to women\u2019s advancement.<\/p>\n<p>TYM\u2019s success to date can be attributed to the following five key factors:<\/p>\n<ol>\n<li><strong>TYM is Close to Our Clients<\/strong><\/li>\n<\/ol>\n<p>Clients have easy access to loans, with disbursement and periodic repayments conducted directly in their local communities.<\/p>\n<p>TYM staff are regularly present in the field, approachable and supportive, proactively listening to clients and promptly addressing their concerns.<\/p>\n<p>Clients receive direct support from TYM or are assisted in accessing and connecting with other meaningful sources of social support and awards (such as scholarships, subsidized houses, Micro-entrepreneur Awards, and gifts for disadvantaged families).<\/p>\n<p>Clients are also encouraged to contribute their ideas to TYM\u2019s overall development.<\/p>\n<ol start=\"2\">\n<li><strong> TYM offers tailor-made products and services<\/strong><\/li>\n<\/ol>\n<p>TYM provides loans without collateral requirements.<\/p>\n<p>Loan disbursement is timely and efficient, with simple procedures.<\/p>\n<p>Loans start from small initial amounts and can be gradually increased based on the client\u2019s credit history and financing needs.<\/p>\n<p>Clients may begin saving with very small contributions.<\/p>\n<ol start=\"3\">\n<li><strong> Client Satisfaction as a Top Priority<\/strong><\/li>\n<\/ol>\n<p>TYM continuously improves existing products and develops new services to better meet clients\u2019 needs.<\/p>\n<p>TYM clients are not required to pay any additional fees such as application fees, administrative fees, or transaction fees when taking out loans.<\/p>\n<p>TYM regularly provides capacity-building training, tailored support for vulnerable or disadvantaged clients, and organizes various community activities.<\/p>\n<ol start=\"4\">\n<li><strong> TYM has a long-standing history and a well-established reputation.<\/strong><\/li>\n<\/ol>\n<p>With more than three decades of experience, TYM has consistently accompanied women on their journey toward economic empowerment.<\/p>\n<p>TYM is one of the largest microfinance institutions in Vietnam and was the first officially licensed microfinance institution in the country.<\/p>\n<p>TYM was established and is managed by the Vietnam Women\u2019s Union and the State Bank of Vietnam.<\/p>\n<p>TYM is a reputable institution with a recognized position in the microfinance sector both nationally and regionally.<\/p>\n<ol start=\"5\">\n<li><strong> TYM is a highly trusted institution<\/strong><\/li>\n<\/ol>\n<p>TYM has a clear mission and vision: to serve poor and low-income populations, helping them improve their living conditions and enhance their social standing.<\/p>\n<p>TYM staff are competent, dedicated, innovative, and effective.<\/p>\n<p>All operations are conducted transparently, combined with efficient and client-friendly services.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Applying the Grameen Bank model of Bangladesh, and through more than 30 years of establishment and development, TYM has built its own distinctive approach dedicated to women\u2019s advancement. TYM\u2019s success to date can be attributed to the following five key factors: TYM is Close to Our Clients Clients have easy access to loans, with disbursement [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":131,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-268","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/pages\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/comments?post=268"}],"version-history":[{"count":8,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/pages\/268\/revisions"}],"predecessor-version":[{"id":12110,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/pages\/268\/revisions\/12110"}],"up":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/pages\/131"}],"wp:attachment":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/media?parent=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}