TYM (https:\/\/tymfund.org.vn\/), an entity under the Vietnam Women’s Union, began operations in 1992 under the name Affectionate Fund to support women’s economic development and contribute to the government’s poverty reduction program. Loans up to VND 100 million are available without collateral, and the current waiting time for loan disbursement is about seven days.<\/p>\n
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TYM has been accompanying women since times when their opportunities to access loans were very limited.<\/em><\/p>\n TYM has developed and launched the TYM Mobile application for both clients and staff. This app allows users to manage financial information such as loans and savings, and easily submit and process loan applications, repayments, and open savings accounts. As of now, over 32,000 clients, representing 16% of TYM’s total client base, have installed and are using this app.<\/p>\n Ms. Phan Th\u1ecb Ho\u00e0i Mai from Nam \u0110\u1ecbnh, who is paralyzed and has difficulty in moving, uses crutches or a three-wheeled vehicle to assist her mobility. Finding a job was exceptionally challenging for her. Through local Women’s Union recommendations, Ms. Mai discovered TYM when she needed capital. The loan procedures at TYM were not only quick and simple but could also be completed entirely at home. Additionally, TYM staff suggested policy loans, prioritized for poor households and disabled women with preferential interest rates. By participating in TYM, Ms. Mai was able to save weekly alongside her loan. Even small savings have helped her develop a habit of saving and accumulating for the future. Through TYM app, she can control all transactions with TYM such as loan amounts, repayment schedules, loan registration, and savings balance.<\/p>\n The TYM mobile app makes connecting to TYM more convenient and accessible.<\/em><\/p>\n The TYM Mobile app supports both IOS and Android operating systems. Users can download the app from the Apple Appstore (for IOS) or Google Play (for Android), making connecting to TYM easier and more convenient.<\/p>\n Using the TYM Mobile app not only saves TYM clients time and effort but also helps women, especially those in rural and remote areas, become accustomed to using technology, making their lives more convenient and in tune with societal development.<\/p>\n Source: Vietnamese Women<\/em><\/strong><\/p>\n \u00a0<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" Instead of visiting traditional banks and meeting with staff in person, people can now conduct financial transactions, such as borrowing, lending, investing, paying bills, or transferring money, with just a few taps on their mobile phones or computers, saving both time and effort. Ng\u01b0\u1eddi d\u00e2n lu\u00f4n c\u00f3 nhu c\u1ea7u ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng \u0111\u1ec3 c\u00f3 […]<\/p>\n","protected":false},"author":1,"featured_media":9815,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-10181","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/10181","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/comments?post=10181"}],"version-history":[{"count":1,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/10181\/revisions"}],"predecessor-version":[{"id":10182,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/10181\/revisions\/10182"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/media\/9815"}],"wp:attachment":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/media?parent=10181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/categories?post=10181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/tags?post=10181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nRefusing to give in to her circumstances, Ms. Mai sought a suitable job and chose nail art, which requires minimal movement and can be done at home. However, to start this job with a small shop, Ms. Mai needed capital for premises and equipment. Though the amount was not substantial, it was a significant hurdle for her at the time. She faced numerous difficulties with bank loan procedures and had to make multiple trips, which discouraged her.<\/p>\n![](\"https:\/\/phunuvietnam.mediacdn.vn\/179072216278405120\/2024\/2\/20\/75dc4f0a622bcf75963a-17084178584052006887522.jpg\")
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\n Information from the book “Digital Village” launched by the Ministry of Information and Communications in January 2024. The book introduces about 30 Make in Vietnam digital platforms and inspirational stories, offering insights on how to use digital technology to solve daily life problems, gradually forming digital citizens, digital families, digital villages, and a digital nation.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n