{"id":10938,"date":"2025-05-12T15:35:23","date_gmt":"2025-05-12T08:35:23","guid":{"rendered":"https:\/\/tymfund.org.vn\/?p=10938"},"modified":"2025-05-12T15:35:23","modified_gmt":"2025-05-12T08:35:23","slug":"tym-reduces-short-term-loan-interest-rates-empowering-household-economic-development","status":"publish","type":"post","link":"https:\/\/tymfund.org.vn\/en\/tym-reduces-short-term-loan-interest-rates-empowering-household-economic-development\/","title":{"rendered":"TYM reduces short-term loan interest rates \u2013 Empowering household economic development"},"content":{"rendered":"<figure id=\"attachment_10932\" aria-describedby=\"caption-attachment-10932\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-10932 size-full\" src=\"http:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/04\/2025-t4-TYM-ha-lai-suat-von-vay.jpg\" alt=\"\" width=\"800\" height=\"533\" srcset=\"https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/04\/2025-t4-TYM-ha-lai-suat-von-vay.jpg 800w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/04\/2025-t4-TYM-ha-lai-suat-von-vay-300x200.jpg 300w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/04\/2025-t4-TYM-ha-lai-suat-von-vay-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-10932\" class=\"wp-caption-text\">This is the first time TYM has reduced lending interest rates in 2025. Previously, TYM had also lowered interest rates 5 times in 2024 to help people access capital more easily.<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><em><strong>In response to the efforts by the Government and the State Bank of Vietnam to promote credit expansion and foster business development, Tinh Thuong One-member Limited Liability Microfinance Institution (TYM) has decided to reduce the interest rates for two short-term loan products, effective from April 29, 2025.<\/strong><\/em><\/p>\n<p style=\"text-align: justify;\">This move not only reaffirms TYM\u2019s commitment to standing by disadvantaged clients but also helps to unlock capital flows, creating greater opportunities for household economic development\u2014a sector playing a vital role in driving local economic growth.<\/p>\n<p>Accordingly:<\/p>\n<ul class=\"styled-ul\">\n<li><strong>24-week Economic Development Loan<\/strong>: interest rate reduced to <strong>0.60% per 4 weeks<\/strong>;<\/li>\n<li><strong>24-week Multi-purpose Loan<\/strong>: interest rate reduced to <strong>0.64% per 4 weeks<\/strong>.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">These two short-term loan products are currently widely used by TYM clients, primarily serving needs related to small-scale production and business investment, income improvement, and quality of life enhancement. The interest rate adjustment enables clients to access loans at a more reasonable cost, strongly encouraging household economic activities while accelerating disbursement across TYM\u2019s network.<\/p>\n<p style=\"text-align: justify;\">Through this interest rate adjustment, TYM not only facilitates clients\u2019 access to affordable loans but also contributes to the development of household economies, enhances the quality of life, and spreads positive impacts within the community.<\/p>\n<p style=\"text-align: justify;\">\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 100%;\"><strong>Advantages of TYM&#8217;s Loan Products:<\/strong><\/p>\n<ul class=\"styled-ul\">\n<li>No collateral required<\/li>\n<li>Diverse and flexible products<\/li>\n<li>Stable and long-term funding<\/li>\n<li>Repayment in small installments weekly, every 4-week, or monthly<\/li>\n<li>Simple loan and repayment procedures<\/li>\n<\/ul>\n<p><strong><em>C\u00e1c s\u1ea3n <\/em><\/strong><strong><em>ph\u1ea9m t\u00edn d\u1ee5ng hi\u1ec7n nay t\u1ea1i TYM:<\/em><\/strong><\/p>\n<ul class=\"styled-ul\">\n<li>Policy loan<\/li>\n<li>Loan for near-poor households<\/li>\n<li>Loans for disaster risk recovery<\/li>\n<li>Economic development loan<\/li>\n<li>Housing loan<\/li>\n<li>Multi-purpose loan<\/li>\n<li>Loan to support women affected by the pandemic<\/li>\n<li>Salary-based loan<\/li>\n<li>Credit line loan<\/li>\n<li>Green Loan<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n","protected":false},"excerpt":{"rendered":"<p>In response to the efforts by the Government and the State Bank of Vietnam to promote credit expansion and foster business development, Tinh Thuong One-member Limited Liability Microfinance Institution (TYM) has decided to reduce the interest rates for two short-term loan products, effective from April 29, 2025. This move not only reaffirms TYM\u2019s commitment to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10933,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-10938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tym-news-blog"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/10938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/comments?post=10938"}],"version-history":[{"count":1,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/10938\/revisions"}],"predecessor-version":[{"id":10939,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/10938\/revisions\/10939"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/media\/10933"}],"wp:attachment":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/media?parent=10938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/categories?post=10938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/tags?post=10938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}