{"id":11464,"date":"2025-12-05T17:11:02","date_gmt":"2025-12-05T10:11:02","guid":{"rendered":"https:\/\/tymfund.org.vn\/?p=11464"},"modified":"2025-12-10T10:43:04","modified_gmt":"2025-12-10T03:43:04","slug":"tim-hieu-kinh-nghiem-ve-tai-chinh-toan-dien-chuyen-doi-so-tai-card-mri-va-lam-viec-voi-doi-tac-vay-von-tai-singapore","status":"publish","type":"post","link":"https:\/\/tymfund.org.vn\/en\/tim-hieu-kinh-nghiem-ve-tai-chinh-toan-dien-chuyen-doi-so-tai-card-mri-va-lam-viec-voi-doi-tac-vay-von-tai-singapore\/","title":{"rendered":"TYM explores experiences in financial inclusion and digital transformation at CARD MRI (Philippines) and works with a lending partner in Singapore"},"content":{"rendered":"<p><em><strong>From 23\u201330 November 2025, TYM paid a working visit to the Philippines and Singapore to explore practical experiences in financial inclusion and digital transformation at CARD MRI, while also working with its lending partner, Blue Orchard.<\/strong><\/em><\/p>\n<h3>1.E<strong>xploring experiences in financial inclusion and digital transformation at CARD MRI (Philippines) <\/strong><\/h3>\n<p style=\"text-align: justify;\">During the visit to the Philippines, the delegation learned about the history, organizational structure, and 30 subsidiaries of CARD MRI, one of the leading microfinance institutions in the region. CARD MRI places strong emphasis on listening to client needs in order to design and deliver comprehensive products and services. A key driver behind CARD MRI\u2019s rapid development is its robust digital transformation. Recently, CARD MRI has also been piloting AI applications to enhance operational efficiency.<\/p>\n<p style=\"text-align: justify;\">The delegation visited various CARD MRI units to explore both financial and non-financial inclusive products and services offered to clients.<\/p>\n<figure id=\"attachment_11446\" aria-describedby=\"caption-attachment-11446\" style=\"width: 794px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-11446 size-full\" src=\"http:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card.jpg\" alt=\"\" width=\"794\" height=\"505\" srcset=\"https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card.jpg 794w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-300x191.jpg 300w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-768x488.jpg 768w\" sizes=\"auto, (max-width: 794px) 100vw, 794px\" \/><figcaption id=\"caption-attachment-11446\" class=\"wp-caption-text\">The delegation visited centers to observe the group meeting model and loan repayment collection procedures.<\/figcaption><\/figure>\n<figure id=\"attachment_11448\" aria-describedby=\"caption-attachment-11448\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-11448 size-full\" src=\"http:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-5.jpg\" alt=\"\" width=\"800\" height=\"727\" srcset=\"https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-5.jpg 800w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-5-300x273.jpg 300w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-5-768x698.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-11448\" class=\"wp-caption-text\">The delegation visited a <em>konek2CARD<\/em> agent \u2014 an agent banking model enabling customers to conveniently access financial services.<\/figcaption><\/figure>\n<figure id=\"attachment_11450\" aria-describedby=\"caption-attachment-11450\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-11450 size-full\" src=\"http:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-1.jpg\" alt=\"\" width=\"800\" height=\"600\" srcset=\"https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-1.jpg 800w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-1-300x225.jpg 300w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-1-768x576.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-11450\" class=\"wp-caption-text\">TYM visited the CARD MRI Development Institute (CMDI), the institution\u2019s training and human resource development arm, to learn from its experience in HR management and capacity building.<\/figcaption><\/figure>\n<figure style=\"width: 800px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-11452 size-full\" src=\"http:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-2.jpg\" alt=\"\" width=\"800\" height=\"600\" srcset=\"https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-2.jpg 800w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-2-300x225.jpg 300w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-2-768x576.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-caption-text\">The delegation visited <em>Mga Likha ni Inay, Inc.<\/em> \u2014 a retail outlet showcasing products made by CARD MRI members.<\/figcaption><\/figure>\n<figure id=\"attachment_11458\" aria-describedby=\"caption-attachment-11458\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-11458 size-full\" src=\"http:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-3.jpg\" alt=\"\" width=\"800\" height=\"600\" srcset=\"https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-3.jpg 800w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-3-300x225.jpg 300w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-3-768x576.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-11458\" class=\"wp-caption-text\">The delegation also visited CARD <em>Indogrosir<\/em> \u2014 a wholesale distribution model supporting members\u2019 business operations.<\/figcaption><\/figure>\n<p>In addition to field observations, the delegation joined CARD MRI staff in packing 300 relief gift sets for members severely affected by Typhoons Kalmagi and Fung Wong.<\/p>\n<h3>2. <strong>Expanding International Cooperation with Blue Orchard<\/strong><\/h3>\n<p style=\"text-align: justify;\">The delegation also visited and worked with the Blue Orchard (BO) office in Singapore, one of the world\u2019s leading impact investment organizations focusing on inclusive finance and sustainable development. During the meeting with Mr. Lee Yan Kit, Head of Origination, Asia, BO acknowledged TYM\u2019s strong performance and positive impact. The delegation was also introduced to a new climate finance fund supported by the UK Government, opening opportunities for collaboration on green finance projects aligned with TYM\u2019s sustainable development direction.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-11454 size-full aligncenter\" src=\"http:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-4.jpg\" alt=\"\" width=\"800\" height=\"600\" srcset=\"https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-4.jpg 800w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-4-300x225.jpg 300w, https:\/\/tymfund.org.vn\/wp-content\/uploads\/2025\/12\/2025-t11-doan-card-4-768x576.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p style=\"text-align: justify;\">The working visit was highly successful, providing TYM with valuable insights into CARD MRI\u2019s outstanding development, its approach to delivering comprehensive products and services, and the crucial role of digital transformation and AI in driving efficiency and growth. At the same time, the visit strengthened TYM\u2019s international partnerships and opened opportunities to access the UK Government\u2019s climate finance fund through Blue Orchard in 2026. These insights and partnerships will serve as an important foundation for TYM to continue innovating, enhancing service quality, and better supporting its clients.<\/p>\n<p style=\"text-align: right;\"><em><strong>Nguyen Mai Linh<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>From 23\u201330 November 2025, TYM paid a working visit to the Philippines and Singapore to explore practical experiences in financial inclusion and digital transformation at CARD MRI, while also working with its lending partner, Blue Orchard. 1.Exploring experiences in financial inclusion and digital transformation at CARD MRI (Philippines) During the visit to the Philippines, the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11457,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-11464","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tym-news-blog"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/11464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/comments?post=11464"}],"version-history":[{"count":2,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/11464\/revisions"}],"predecessor-version":[{"id":11469,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/11464\/revisions\/11469"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/media\/11457"}],"wp:attachment":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/media?parent=11464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/categories?post=11464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/tags?post=11464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}