{"id":3051,"date":"2014-12-16T10:16:07","date_gmt":"2014-12-16T03:16:07","guid":{"rendered":"http:\/\/www.tymfund.org.vn\/?p=3051"},"modified":"2018-08-31T11:16:50","modified_gmt":"2018-08-31T04:16:50","slug":"tin-dung-vi-mo-dat-khach","status":"publish","type":"post","link":"https:\/\/tymfund.org.vn\/en\/tin-dung-vi-mo-dat-khach\/","title":{"rendered":"T\u00edn d\u1ee5ng vi m\u00f4 \u0111\u1eaft kh\u00e1ch"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3039\" src=\"http:\/\/www.tymfund.org.vn\/wp-content\/uploads\/2018\/08\/2014-t12-tin-dung-vi-mo-dat-kahch.jpg\" alt=\"\" width=\"300\" height=\"210\" \/><\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><strong>L\u00e0 \u0111\u01a1n v\u1ecb nh\u1eadn danh hi\u1ec7u t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 (TCVM) ti\u00eau bi\u1ec3u h\u01b0\u1edbng t\u1edbi ng\u01b0\u1eddi ngh\u00e8o c\u1ee7a CMA n\u0103m 2014, b\u00e0 D\u01b0\u01a1ng Th\u1ecb H\u1ea3i Y\u1ebfn \u2013 ng\u01b0\u1eddi Ph\u00e1t ng\u00f4n c\u1ee7a T\u1ed5 ch\u1ee9c T\u00e0i ch\u00ednh vi m\u00f4 TNHH T\u00ecnh Th\u01b0\u01a1ng (TYM) \u0111\u00e3 c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean Th\u1eddi b\u00e1o ng\u00e2n h\u00e0ng v\u1ec1 nh\u1eefng thu\u1eadn l\u1ee3i v\u00e0 kh\u00f3 kh\u0103n trong l\u0129nh v\u1ef1c TCVM hi\u1ec7n nay.<\/strong><\/p>\n<p style=\"text-align: justify;\"><strong><em>Vi\u1ec7c \u0111\u01b0\u1ee3c NHNN c\u1ea5p gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh c\u00f4ng ty TNHH \u0111\u00e3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n ho\u1ea1t \u0111\u1ed9ng th\u1ebf n\u00e0o cho TCVM, th\u01b0a b\u00e0?<\/em><\/strong><\/p>\n<p style=\"text-align: justify;\">Ph\u1ea3i kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng, v\u1edbi s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh c\u1ee7a c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, ch\u1ecbu s\u1ef1 gi\u00e1m s\u00e1t th\u01b0\u1eddng xuy\u00ean c\u1ee7a NHNN Vi\u1ec7t Nam, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c TCVM ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c c\u1ea3i ti\u1ebfn theo h\u01b0\u1edbng chuy\u00ean nghi\u1ec7p, hi\u1ec7u qu\u1ea3.<\/p>\n<p style=\"text-align: justify;\">B\u00ean c\u1ea1nh \u0111\u00f3, n\u0103ng l\u1ef1c c\u1ee7a c\u00e1n b\u1ed9 c\u0169ng \u0111\u01b0\u1ee3c n\u00e2ng cao, quy tr\u00ecnh nghi\u1ec7p v\u1ee5, ch\u1ebf \u0111\u1ed9 b\u00e1o <span style=\"color: #000000;\">c\u00e1o<\/span> c\u0169ng \u0111\u01b0\u1ee3c c\u1ea3i ti\u1ebfn, \u0111i\u1ec1u n\u00e0y \u0111\u00e3 tao \u0111i\u1ec1u ki\u1ec7n cho TYM c\u1ea3i ti\u1ebfn c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi kh\u00e1ch h\u00e0ng nh\u01b0 v\u1ed1n, ti\u1ebft ki\u1ec7m, c\u00e1c d\u1ecbch v\u1ee5 phi t\u00e0i ch\u00ednh kh\u00e1c.<\/p>\n<p style=\"text-align: justify;\">\u0110\u1eb7c bi\u1ec7t, khi \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh TNHH \u0111\u00e3 m\u1edf ra c\u01a1 h\u1ed9i cho TYM \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn v\u1edbi c\u00e1c ngu\u1ed3n v\u1ed1n vay, huy \u0111\u1ed9ng ti\u1ebft ki\u1ec7m t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc.<\/p>\n<p style=\"text-align: justify;\">TYM v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c TCVM \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p theo m\u00f4 h\u00ecnh n\u00e0y \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng theo h\u01b0\u1edbng t\u1ef1 thu t\u1ef1 chi. Vi\u1ec7c c\u00e2n \u0111\u1ed1i ngu\u1ed3n, \u0111\u1ea3m b\u1ea3o ngu\u1ed3n v\u1ed1n \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nhu c\u1ea7u c\u1ee7a th\u00e0nh vi\u00ean, nhu c\u1ea7u m\u1edf r\u1ed9ng \u0111\u1ecba b\u00e0n l\u00e0 v\u00f4 c\u00f9ng quan tr\u1ecdng, v\u00e0 TYM \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng h\u01a1n v\u1ec1 ngu\u1ed3n, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho TYM ph\u00e1t tri\u1ec3n hi\u1ec7u qu\u1ea3 v\u00e0 b\u1ec1n v\u1eefng h\u01a1n.<\/p>\n<p style=\"text-align: justify;\"><strong><em>L\u00e3i su\u1ea5t cho vay c\u1ee7a TCVM n\u00f3i chung c\u00f2n cao h\u01a1n so v\u1edbi l\u00e3i su\u1ea5t c\u1ee7a Agribank tr\u00ean \u0111\u1ecba b\u00e0n. V\u1eady TYM c\u1ea1nh tranh th\u1ebf n\u00e0o?<\/em><\/strong><\/p>\n<p style=\"text-align: justify;\">\u0110\u00fang l\u00e0 l\u00e3i su\u1ea5t c\u1ee7a c\u00e1c \u0111\u01a1n v\u1ecb TCVM cao h\u01a1n l\u00e3i su\u1ea5t c\u1ee7a Agribank. Nh\u01b0ng l\u00e3i su\u1ea5t ch\u1ec9 l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ebft \u0111\u1ecbnh c\u1ee7a kh\u00e1ch h\u00e0ng ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 t\u1ea5t c\u1ea3. V\u1edbi t\u1ed5 ch\u1ee9c TCVM c\u00f3 nh\u1eefng \u01b0u th\u1ebf, thu\u1eadn l\u1ee3i kh\u00e1c nh\u1eb1m thu h\u00fat c\u0169ng nh\u01b0 gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng \u1edf l\u1ea1i.<\/p>\n<p style=\"text-align: justify;\">Th\u1ee9 nh\u1ea5t, ch\u00fang t\u00f4i cho ph\u00e9p kh\u00e1ch h\u00e0ng vay v\u1ed1n tr\u1ea3 d\u1ea7n h\u00e0ng tu\u1ea7n, th\u00e1ng. Vi\u1ec7c chia nh\u1ecf m\u00f3n vay, gi\u1ea3m g\u00e1nh n\u1eb7ng ho\u00e0n tr\u1ea3 l\u00e0 m\u1ed9t \u01b0u \u0111i\u1ec3m l\u1edbn trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a TCVM, \u0111i\u1ec1u n\u00e0y gi\u00fap kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ho\u00e0n tr\u1ea3 d\u1ec5 d\u00e0ng h\u01a1n b\u1eb1ng vi\u1ec7c t\u00edch g\u00f3p d\u1ea7n t\u1eeb thu nh\u1eadp ki\u1ebfm \u0111\u01b0\u1ee3c h\u00e0ng ng\u00e0y. C\u00e1ch th\u1ee9c ho\u00e0n tr\u1ea3 n\u00e0y ph\u00f9 h\u1ee3p v\u1edbi nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng c\u1ee7a TYM l\u00e0 ph\u1ee5 n\u1eef \u1edf c\u00e1c v\u00f9ng n\u00f4ng th\u00f4n, b\u00e1n th\u00e0nh th\u1ecb c\u00f3 ngu\u1ed3n thu nh\u1eadp th\u01b0\u1eddng xuy\u00ean theo ng\u00e0y\/tu\u1ea7n.<\/p>\n<p style=\"text-align: justify;\">Th\u1ee9 hai, kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 d\u1ec5 d\u00e0ng, thu\u1eadn ti\u1ec7n. B\u1edfi, t\u1ed5 ch\u1ee9c TCVM ph\u00e1t v\u1ed1n, thu h\u1ed3i v\u1ed1n v\u00e0 cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c ngay t\u1ea1i \u0111\u1ecba b\u00e0n kh\u00e1ch h\u00e0ng sinh s\u1ed1ng. Do \u0111\u00f3 kh\u00e1ch h\u00e0ng kh\u00f4ng ph\u1ea3i \u0111i xa, ti\u1ebft ki\u1ec7m th\u1eddi gian di chuy\u1ec3n, \u0111\u1eb7c bi\u1ec7t trong \u0111i\u1ec1u ki\u1ec7n kh\u00e1ch h\u00e0ng \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n ph\u01b0\u01a1ng ti\u1ec7n \u0111i l\u1ea1i kh\u00f4ng thu\u1eadn l\u1ee3i.<\/p>\n<p style=\"text-align: justify;\">Th\u1ee9 ba, ch\u00fang t\u00f4i cung c\u1ea5p d\u1ecbch v\u1ee5 to\u00e0n di\u1ec7n: Kh\u00e1ch h\u00e0ng kh\u00f4ng ch\u1ec9 \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n \u0111\u01a1n thu\u1ea7n, m\u00e0 b\u00ean c\u1ea1nh v\u1ed1n, m\u00e0 nh\u1eefng t\u1ed5 ch\u1ee9c nh\u01b0 TYM c\u00f2n cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh kh\u00e1c nh\u01b0 ti\u1ebft ki\u1ec7m, t\u01b0\u01a1ng tr\u1ee3 v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 b\u1ed5 tr\u1ee3 nh\u1eb1m n\u00e2ng cao ki\u1ebfn th\u1ee9c, n\u0103ng l\u1ef1c c\u0169ng nh\u01b0 quan t\u00e2m ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng nh\u01b0: T\u1ed5 ch\u1ee9c c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u00e0o t\u1ea1o ki\u1ebfn th\u1ee9c, t\u01b0 v\u1ea5n k\u1ef9 thu\u1eadt, h\u1ed7 tr\u1ee3 k\u1ebft n\u1ed1i s\u1ea3n ph\u1ea9m b\u00e1n h\u00e0ng, t\u1ed5 ch\u1ee9c kh\u00e1m b\u1ec7nh mi\u1ec5n ph\u00ed, trao h\u1ecdc b\u1ed5ng cho con kh\u00e1ch h\u00e0ng ngh\u00e8o h\u1ecdc gi\u1ecfi, x\u00e2y m\u00e1i \u1ea5m t\u00ecnh th\u01b0\u01a1ng, h\u1ed7 tr\u1ee3 cho c\u00e1c kh\u00e1ch h\u00e0ng g\u1eb7p kh\u00f3 kh\u0103n\u2026<\/p>\n<p style=\"text-align: justify;\">V\u1edbi nh\u1eefng \u01b0u \u0111i\u1ec3m v\u01b0\u1ee3t tr\u1ed9i tr\u00ean, t\u1ed5 ch\u1ee9c TCVM lu\u00f4n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 \u1ee7ng h\u1ed9 cao c\u1ee7a l\u00e3nh \u0111\u1ea1o \u0111\u1ecba ph\u01b0\u01a1ng v\u00e0 c\u1ee7a ng\u01b0\u1eddi d\u00e2n n\u01a1i TCVM tri\u1ec3n khai ho\u1ea1t \u0111\u1ed9ng.<\/p>\n<p style=\"text-align: justify;\"><strong><em>Trong b\u1ed1i c\u1ea3nh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c NH kh\u00f3 kh\u0103n, c\u00e1c t\u1ed5 ch\u1ee9c TCVM nh\u01b0 TYM b\u1ecb \u1ea3nh h\u01b0\u1edfng g\u00ec, th\u01b0a b\u00e0?<\/em><\/strong><\/p>\n<p style=\"text-align: justify;\">TCVM c\u0169ng l\u00e0 m\u1ed9t ph\u1ea7n trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh qu\u1ed1c gia, do v\u1eady, kh\u00f4ng tr\u00e1nh kh\u1ecfi b\u1ecb t\u00e1c \u0111\u1ed9ng b\u1edfi c\u00e1c y\u1ebfu t\u1ed1 mang t\u00ednh kh\u00e1ch quan. Trong th\u1eddi gian qua, c\u00e1c kh\u00e1ch h\u00e0ng c\u1ee7a TCVM c\u0169ng g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c t\u00ecm \u0111\u1ea7u ra s\u1ea3n ph\u1ea9m, ho\u1ea1t \u0111\u1ed9ng kinh doanh gi\u1ea3m s\u00fat, v\u00ec v\u1eady nhu c\u1ea7u vay v\u1ed1n c\u1ee7a kh\u00e1ch h\u00e0ng c\u1ee7a TCVM trong \u0111\u00f3 c\u00f3 TYM c\u0169ng b\u1ecb gi\u1ea3m \u0111i.<\/p>\n<p style=\"text-align: justify;\">Tuy nhi\u00ean, c\u00e1c t\u1ed5 ch\u1ee9c TCVM nh\u01b0 TYM lu\u00f4n n\u1ed7 l\u1ef1c \u0111\u01b0a ra c\u00e1c gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng nh\u1eb1m t\u00ecm ki\u1ebfm v\u00e0 m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng, n\u00e2ng cao gi\u00e1 tr\u1ecb s\u1ea3n ph\u1ea9m, gi\u00fap kh\u00e1ch h\u00e0ng n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng kinh doanh, t\u1eeb \u0111\u00f3 nhu c\u1ea7u vay v\u1ed1n c\u1ee7a kh\u00e1ch h\u00e0ng c\u0169ng t\u0103ng l\u00ean.<\/p>\n<p style=\"text-align: justify;\">Tuy nhi\u00ean, t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf c\u1ee7a TCVM l\u00e0 nh\u1eefng m\u00f3n ti\u1ec1n g\u1eedi v\u00e0 cho vay nh\u1ecf n\u00ean th\u1ecb ph\u1ea7n kh\u00e1ch h\u00e0ng c\u1ee7a ch\u00fang t\u00f4i v\u1eabn ho\u1ea1t \u0111\u1ed9ng kh\u00e1 \u1ed5n \u0111\u1ecbnh. Ch\u1eb3ng h\u1ea1n, v\u1edbi s\u1ea3n ph\u1ea9m v\u1ed1n, TYM c\u00f3 nhi\u1ec1u lo\u1ea1i s\u1ea3n ph\u1ea9m v\u1edbi c\u00e1c k\u1ef3 h\u1ea1n, m\u1ee9c v\u1ed1n v\u00e0 m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng kh\u00e1c nhau nh\u1eb1m \u0111\u00e1p \u1ee9ng m\u1ecdi nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi m\u1ee9c v\u1ed1n th\u1ea5p nh\u1ea5t l\u00e0 1 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n<p style=\"text-align: justify;\">V\u1edbi s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m, b\u00ean c\u1ea1nh c\u00e1c s\u1ea3n ph\u1ea9m t\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1c NHTM, TYM c\u00f2n c\u00f3 c\u00e1c s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p v\u1edbi nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng ngh\u00e8o, thu nh\u1eadp th\u1ea5p nh\u01b0 ti\u1ebft ki\u1ec7m g\u1eedi g\u00f3p, ti\u1ebft ki\u1ec7m t\u1eeb m\u00f3n nh\u1ecf v\u1edbi m\u1ee9c t\u1ed1i thi\u1ec3u l\u00e0 5.000 \u0111\u1ed3ng. C\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c c\u0169ng \u0111\u01b0\u1ee3c TYM nghi\u00ean c\u1ee9u \u0111\u1ec3 \u0111a d\u1ea1ng v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi kh\u00e1ch h\u00e0ng.<\/p>\n<p style=\"text-align: justify;\"><strong><em>Theo b\u00e0, c\u1ea7n khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd n\u00e0o \u0111\u1ec3 TCVM ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3 h\u01a1n n\u1eefa?<\/em><\/strong><\/p>\n<p style=\"text-align: justify;\">M\u1eb7c d\u00f9 Lu\u1eadt C\u00e1c TCTD \u0111\u00e3 \u0111\u01b0\u1ee3c ban h\u00e0nh t\u1eeb n\u0103m 2010 v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1\/1\/2011, nh\u01b0ng c\u00e1c v\u0103n b\u1ea3n d\u01b0\u1edbi lu\u1eadt ch\u01b0a \u0111\u01b0\u1ee3c ho\u00e0n thi\u1ec7n. M\u1ed9t s\u1ed1 quy \u0111\u1ecbnh \u00e1p d\u1ee5ng cho c\u00e1c TCTD ch\u01b0a \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh cho ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1eb7c th\u00f9 c\u1ee7a t\u00e0i ch\u00ednh vi m\u00f4, do v\u1eady c\u00f2n g\u00e2y kh\u00f3 kh\u0103n cho c\u00e1c t\u1ed5 ch\u1ee9c TCVM trong qu\u00e1 tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng. Ch\u1eb3ng h\u1ea1n nh\u01b0 ch\u01b0a c\u00f3 Th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn c\u1ea5p ph\u00e9p theo Lu\u1eadt C\u00e1c TCTD, Quy \u0111\u1ecbnh v\u1ec1 t\u1ef7 l\u1ec7 thanh kho\u1ea3n, quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c tr\u00edch l\u1eadp qu\u1ef9 \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n t\u1eeb l\u1eddi nhu\u1eadn&#8230;<\/p>\n<p style=\"text-align: justify;\"><em>Xin c\u1ea3m \u01a1n b\u00e0!<\/em><\/p>\n<p style=\"text-align: right;\"><strong>\u0110\u1ee9c Nghi\u00eam<\/strong>\u00a0th\u1ef1c hi\u1ec7n<\/p>\n<p style=\"text-align: right;\">(Theo\u00a0 trang\u00a0<a href=\"http:\/\/thoibaonganhang.vn\/tin-tuc\/2-tin-dung-vi-mo-dat-khach-28194.html\"><strong>Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed ng\u00e0y 12\/12\/2014<\/strong><\/a>)<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong>\u00a0<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e0 \u0111\u01a1n v\u1ecb nh\u1eadn danh hi\u1ec7u t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 (TCVM) ti\u00eau bi\u1ec3u h\u01b0\u1edbng t\u1edbi ng\u01b0\u1eddi ngh\u00e8o c\u1ee7a CMA n\u0103m 2014, b\u00e0 D\u01b0\u01a1ng Th\u1ecb H\u1ea3i Y\u1ebfn \u2013 ng\u01b0\u1eddi Ph\u00e1t ng\u00f4n c\u1ee7a T\u1ed5 ch\u1ee9c T\u00e0i ch\u00ednh vi m\u00f4 TNHH T\u00ecnh Th\u01b0\u01a1ng (TYM) \u0111\u00e3 c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean Th\u1eddi b\u00e1o ng\u00e2n h\u00e0ng [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[37,387],"class_list":["post-3051","post","type-post","status-publish","format-standard","hentry","category-press","tag-tai-chinh-vi-mo","tag-tym-en"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/3051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/comments?post=3051"}],"version-history":[{"count":3,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/3051\/revisions"}],"predecessor-version":[{"id":3893,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/posts\/3051\/revisions\/3893"}],"wp:attachment":[{"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/media?parent=3051"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/categories?post=3051"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tymfund.org.vn\/en\/wp-json\/wp\/v2\/tags?post=3051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}