Whilst TYM is proud to have contributed to the overall poverty reduction, we remain more determined than ever to improve quality of life for marginalized and disadvantaged women and enhance their role in society.
COVERAGE
From coastal Nghe An in Central Vietnam to mountainous Thai Nguyen in Northern Vietnam we are present in 13 provinces allowing us to serve approximately 210,000 clients living in 92 districts. To be as close as possible to our clients we can be found in 1026 communes. Our team reaches women living in peri-urban centers and remote areas via 5,600 Centers scattered across the country. We plan to expand into new districts and provinces in 2025.
RESULTS
The benefit of our financial and social services has been felt by 300,000 women. The outstanding loan portfolio in 2024 is valued at VND 2,765.8 billion. The repayment rate is 99.99%. We have mobilized more than VND 2,288.3 billion from small savings.
| STT | Items | 31/12/2024 |
| 1. | No of Districts covered | 92 |
| 2. | No of communes | 1026 |
| 3. | No of branches and transaction offices | 73 |
| 4. | No of staffs | 615 |
| 5. | No of Technical officers | 296 |
| 6. | Members/clients | 210,162 |
| 7. | No of members with loans | 125,258 |
| 8. | Loans Outstanding(billion VND) | 2,7658 |
| 9. | Total saving balance (billion VND) | 2,188.3 |
| 10. | PAR (%) | 0.0053% |
IMPACT
The benefit of our financial and social services has been felt by 300,000 women in the following areas:
Health: As women’s livelihoods have stabilized thanks to financial inclusion so too has their quality of life and overall well-being. TYM has provided 47.200 health checks to members and has also provided training on women’s health, sanitation and hygiene.
Capacity building: Since 1992 we have run more than 330,000 training sessions designed specifically for women. From literacy to business development training these workshops, classes and field trips have encouraged women to learn new skills.
Social: The women who participate in our programs have developed new communication and leadership skills. We are proud of our 15,400 members who currently hold leadership positions in Party agencies, local governments, and in the Vietnam Women’s Union.
Education: Our scholarship programs have supported 4,000 children from low-income families with opportunities to study at school and college.
Economic: We have helped more than 120,000 women to successfully escape poverty and 7,000 women to become micro-entrepreneurs. Our training in financial education, business management and entrepreneurship.
Housing: We have mobilized funds to support vulnerable women by providing 249 houses to women in need.
Community: TYM has led 470 community projects aimed at improving infrastructure, health and education in the communities where we work.