Impact & Coverage

Whilst TYM is proud to have contributed to the overall poverty reduction, we remain more determined than ever to improve quality of life for marginalized and disadvantaged women and enhance their role in society.


From coastal Nghe An in Central Vietnam to mountainous Thai Nguyen in Northern Vietnam we are present in 13 provinces allowing us to serve approximately 200,000 clients living in 90 districts. To be as close as possible to our clients we can be found in 967 communes. Our team reaches women living in peri-urban centers and remote areas via 5,289 Centers scattered across the country. We plan to expand into new districts and provinces in 2024.


The benefit of our financial and social services has been felt by 300,000 women. The outstanding loan portfolio in 2023 is valued at VND 2,736.1 billion. The repayment rate is 99.99%. We have mobilized more than VND 2,434.3 billion from small savings.


STT Items 31/03/2024
1. No of Districts covered 90
2. No of communes 984
3. No of branches and transaction offices 74
4. No of staffs 603
5. No of Technical officers 294
6. Members/clients 208,686
7. No of members with loans 117,792
8. Loans Outstanding(billion VND) 2,717.2
9. Total saving balance (billion VND) 2,604.9
10. PAR (%) 0.007%


The benefit of our financial and social services has been felt by 300,000 women in the following areas:

Health: As women’s livelihoods have stabilized thanks to financial inclusion so too has their quality of life and overall well-being. TYM has provided 46.000 health checks to members and has also provided training on women’s health, sanitation and hygiene.

Capacity building: Since 1992 we have run more than 330,000 training sessions designed specifically for women. From literacy to business development training these workshops, classes and field trips have encouraged women to learn new skills.

Social: The women who participate in our programs have developed new communication and leadership skills. We are proud of our 15,400 members who currently hold leadership positions in Party agencies, local governments, and in the Vietnam Women’s Union.   

Education: Our scholarship programs have supported 3,854 children from low-income families with opportunities to study at school and college.

Economic: We have helped more than 120,000 women to successfully escape poverty and 7,000 women to become micro-entrepreneurs. Our training in financial education, business management and entrepreneurship.  

Housing: We have mobilized funds to support vulnerable women by providing 244 houses to women in need.

Community: TYM has led 440 community projects aimed at improving infrastructure, health and education in the communities where we work.